SJ Mobile Labs (Habitto) — Habitto is a Japanese fintech startup founded in late 2021 by CEO Samantha Ghiotti and co-founder Liam McCance. The company aims to assist individuals without a financial strategy by offering a digital platform that integrates savings, investments, and insurance services. Habitto's mobile app provides a savings account with a 0.3% interest rate on deposits up to ¥1 million, accompanied by a Visa debit card. Additionally, the app offers free financial advisory services, including personalized money plans and real-time consultations via chat and video calls. The company plans to use this capital to expand its digital banking platform and develop new financial products tailored to young customers in Japan.
The market for this leadership
Live MitchelLake intelligence across Fintech and Asia.
Adjacent signals across Fintech
Product Launch · Asia
Paytm →Paytm is investing 1 billion rupees (US$10.4 million) into Paytm Money, its wholly owned stockbroking subsidiary, signaling expansion into wealth and investment services.
Leadership Change · Asia
Adyen →Adyen appointed Gary Yang as Asia-Pacific President, effective 1 August 2026, succeeding Warren Hayashi who retires end of 2026. Yang transitions from SVP Global Head of Account Management and Partnerships.
Partnership · Asia
Paymentology →Paymentology announced a strategic partnership with Thailand-based fintech T2P to expand card issuing capabilities and accelerate digital payment innovation across Thailand. T2P will leverage Paymentology's next-generation issuer processing platform to deliver prepaid, corporate, and digital wallet-linked card programmes.
Geographic Expansion · Asia
Firmus Technologies →Firmus Technologies, an Australian AI infrastructure company valued at $5.5 billion, is building its first data centre in Indonesia. The 360-megawatt Nvidia DSX AI Factory campus in Batam will be developed through an eight-year partnership with Nvidia and Singapore-based DayOne, with $30 billion in expected offtake deals.
Capital Raising · Asia
Mynt →Mynt, operator of GCash (Philippines' largest fintech superapp), secured board approval to file registration statement for initial public offering (IPO).
Product Launch · Asia
Fime →Fime launched FACT (Framework for Agentic Commerce Trust), a neutral trust layer for verifying, monitoring, and governing autonomous AI-driven transactions in payments.